Filipinos
live for anything free and when that’s too ideal to hope for, anything cheap.
We’re often regarded as thrifty or in layman’s term, ‘kuripot’. Some companies
take this information and try to use it to its advantage. Take Lazada for
example. The Southeast Asian Ebay clone sensation is sparking up the radar in
shopaholics nationwide with a variety of promos and affordable items we can all
avail of. But while others focus on magnifying the affordability of its
products, Lazada incorporates affordability with accessibility through a
well-conceptualized list of payment methods. Let’s take a look on each payment
option and weigh its pros and cons in hope of finding the perfect terms of
payments for you.
Cash On
Delivery or simply known as COD stays true to its name providing delivery and
only claiming any form of payment upon arrival to the customer’s doorstep. It
highly resembles the format that takes place during an over the counter
payment. Customers freely select the product of their choice and hand over
their cash once everything is packed and ready to be handed over. Filipinos who
are too traditional to risk a little mostly sum up the customers who avail of
the said payment service.
Another form
of payment offered in the website that Filipinos are familiar with is the
credit card method of payment. Anyone with either a VISA or MasterCard credit
card will be accommodated by the website’s system. Customers simply have to
fill out an order form with the necessary credit card details to accomplish a
credit transaction. This usually goes as far as getting security digits. But
customers need not worry about the security of their personal information
because the website has been approved by the Payment Card Industry Data
Security System Company (PCI DSS). PCI DSS is in charge of ensuring the safety
of all credit card transactions in selected ecommerce websites. It assesses the
strength of the systems of companies from vulnerabilities through a battery of
tests which Lazada was able to pass.
An
installment method has also been recently added to the flexible payment options
of the ecommerce website. This option specifically is a perk for all Banco De
Oro (BDO) credit card holders who wish to extend the length of his or her
payment process. The method becomes available immediately after a minimum
purchase of P3, 000 has been registered. Buyers can choose from an array of
preferred number of months for payment completion ranging from 3 to 24 months.
Apart from such an exclusive installment method, other forms of membership are
also accepted in replacement of the cash based payment. PayPal and MegaLink
members may also shop from Lazada and have its payment processed by either one.
Free
delivery is available to all types of transactions as long as the total amount
of purchase is equal to P1, 000 or above. This means that all delivery fees are
automatically dropped the moment the estimated amount to be paid goes beyond
P999. Shipping charges normally are P55 and P99. The P55 charge are for all
deliveries within the metro manila are otherwise, a P99 fixed rate is charged
as fee. All of this can be enjoyed by you through a simple registration that
will even entitle you to a free P200 voucher upon newsletter subscription.
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